Below are a couple of Exclusions and Limitations.

EARTHQUAKE
Did you know that your Homeowner’s Policy excludes coverage for an Earthquake? It does, but you can buy back the coverage. It cost approximately .37 cents per $1,000 of your dwelling/building limit.

MOLD
Are you aware there is limited Mold Coverage on your homeowner’s policy? The coverage only applies for mold damage as a result of a covered loss during the policy period. The coverage for Mold is limited to $10,000 for your Property and $50,000 for Liability. You can increase the coverage, but only an additional $50,000 for Property ($91) and $100,000 of Liability ($8)

JEWELRY
The policy limits coverage to $1,000 for Theft of jewelry, unless it has been scheduled on the policy by endorsement. If you wish to schedule 1 or more items of jewelry you must provide us with an updated appraisal. It cost approximately $12.50 per $1,000 of coverage.

Posted on 12/11/2005

 
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