While on vacation in Florida, I will be renting a car. Does my automobile policy provide coverage?
Yes, as long as you are in the United States, their territories, and Canada.
However, you are limited to the coverage (liability and physical damage) of your own vehicle, not the vehicle you are renting. For example, if you own a 1990 Ford Escort and you rent a Porche, you will be covered for the value of your Escort, not the Porche in the event of a collision or comprehensive loss.
Please note that you are not covered while renting a vehicle in a location other than stated above.
I recently purchased a $3000 piece of jewelry. Is it covered under my homeowner's policy?
The homeowner's policy does provide coverage, but with a limit of $1000 and only for theft.
To insure the item for its full value and all risk coverage, it is necessary to provide an up to date appraisal.
The policy deductible does not apply to scheduled items.
|
